Omaha, Nebraska: Farmers le kharab niyat le kaam gareko thahar gardai jurile 10 santan ki amalai 11.3 million dollar diyo

Douglas County ko jurile Omaha ki 10 santan ki ama lai 11.3 million dollar kshatipurti dine nirnaya gareko chha. Unko patiko 2020 ma COVID-19 bata mrityu bhae pachi Farmers Insurance le unko 350,000 dollar ko jiwan bima polisa bhuktani garna aswikar garda kharab niyat le kaam gareko jurile paeko chha.

October 16 ma teen dine sunwai pachi Omaha ma aeko yo faisala Vaneza Ramos le lyaeko mudda ma juriko dosro nirnaya thiyo. March ma pahilo jurile Farmers le afno bima samjhauta ullanghan gareko ra company ko dhokadhadi ko arop aswikar gareko paeko thiyo. October ko jurile arko prashna sodheko thiyo: Farmers le kharab niyat le kaam garyo ki garena, ra aswikar le ke hani purayo.

Polisa, mrityu ra aswikar

Farmers New World Life Insurance le November 28, 2018 ma Jose Gaytan lai polisa dieko ra unki patni Ramos lai ekmatra mukhya labhbhogi banaeko swikar gareko chha. Gaytan ra Ramos le 10 santan ko mishrit pariwar hurkae ra Omaha ma pariwarik wyawasaya chalauthe, ra 350,000 dollar ko polisa unko mrityu bhaema unko amdani ko satta hune uddeshya thiyo. Pesek Law ka unka wakilharu ka anusar premium mahina ma karib 800 dollar thiyo.

May 2020 ma dampati ko kanchho bachcha janmiyo. Tyei mahina Gaytan COVID-19 le aspatal bharti bhae ra May 31, 2020 ma unko mrityu bhayo. Farmers le September 2020 ma davi aswikar garyo, polisa jari hunu bhanda aghi tyei August ma Gaytan le bhogeko hridayaghat, myocardial infarction, khulasa nagareko dabi gardai. Labh ko satta company le polisa ma tireko premium firta garna Ramos lai 17,360.87 dollar ko check pathayo. Unle tyo check satekiinan.

Unka wakilharule company sanga jankari thiyo tara tyas ma kaam nagareko tark gare. Gaytan le tyei August ma afno bima agent lai aspatal bharti bare message gareka thie, ra chikitsa prashnawali ma uccha raktachap, uccha cholesterol wa hridayaghat lagayat dherai samasya ka lagi upchar, aspatal bharti wa aushadhi lieko cha bhanne prashna ma unle ho bhanera jawaf dieka thie. Kanuni tolile agent le avedan ma galat jawaf bhareko ra kabharej swikrit garnu ra premium linubhanda aghi thap janch garnu parne jankari Farmers le bewasta gareko tark garyo. Farmers le afno janch le davi aswikar garne uchit adhar samarthan gareko dabi kayam rakhyo.

Apil ma ultiyo, ani dui juri

Zilla nyayadhish Katie Benson le suru ma Farmers ko pakshma saransha faisala dieki thiin. December 2024 ma Nebraska Court of Appeals le tyo ultayo ra samjhauta ullanghan ra kharab niyat ka daviharu juri ka lagi zilla adalat ma firta pathayo, Farmers le Gaytan le company lai dhoka dine irada rakheko sthapit garna nasakeko ra jurika lagi wastawik tathya ka prashnaharu baki raheko bhandai.

March ko jurile 350,000 dollar ko polisa labh diyo. October ko sunwai ma pramanle aswikar ra faisala bichka barshaharu bayan garyo: Ramos le pariwarbata rina liin, unki ama bachchaharuko herchaha ma maddat garna gharma sarin, Gaytan ko truck kabja bhayo, ra unko chhorale pariwarik wyawasaya ma thulo jimmaewari lina afna yojanaharu chhode.

"Suraksha ko wacha todnu hundaina", wakil Ross Pesek, jasle Alejandra Ayotitla sanga Ramos ko pratinidhitwa gare, juriharulai bhane. Antim bahas ma unle mudda lai David ra Goliath sanga tulana gare ra faisala samjhauta ma hoina, hani ma adharit raheko bhane. "Goliath pani darauchha bhanne ekshan chha. Yo nai tyo kshan ho. Yo juri ka karan jawabdehita ho", unle bhane.

Farmers ka wakil Quinn Eaton le faisala ma tippani ko anurodh ko jawaf dienan, Newsbank dwara bitarit sunwai ko pratibedan anusar. Mudda Ramos banaam Farmers New World Life Insurance, Douglas County mudda CI 22-2057 ho.

Srotharu

Insurance News Net (Newsbank): Jury finds insurance company acted in bad faith, awards Nebraska woman $11.3M Pesek Law: A Promise to Protect Should Not Be Broken, $11.3 Million Verdict Pesek Law release via EIN Presswire