Omaha, Nebraska: Jury ne Farmers ko badniyati ka doshi paakar 10 bachchon ki maan ko 11.3 million dollar diye
Douglas County ki jury ne Vaneza Ramos ko 11.3 million dollar diye. Jury ne paaya ki jab Farmers New World Life Insurance ne unke pati ki 2020 mein COVID-19 se mrityu ke baad unki 350,000 dollar ki jeevan bima daave ko aswikar kiya, to usne badniyati se kaam kiya.
मुख्य बिंदु
- Douglas County ki ek jury ne Omaha ki 10 bachchon ki maan ko 11.3 million dollar ka harjana diya hai.
- 16 October ko Omaha mein teen din ki sunvai ke baad aaya yah faisala Vaneza Ramos dwara laaye gaye mamle mein jury ka doosra nirnay tha.
- Farmers New World Life Insurance ne sweekar kiya ki usne 28 November 2018 ko Jose Gaytan ko ek policy jaari ki thi, jismein unki patni Ramos akeli pramukh labhbhogi thiin.
Douglas County ki ek jury ne Omaha ki 10 bachchon ki maan ko 11.3 million dollar ka harjana diya hai. Jury ne paaya ki Farmers Insurance ne unke pati ke 2020 mein COVID-19 se mrityu ke baad unki 350,000 dollar ki jeevan bima policy ka bhugtan karne se inkaar karke badniyati se kaam kiya.
16 October ko Omaha mein teen din ki sunvai ke baad aaya yah faisala Vaneza Ramos dwara laaye gaye mamle mein jury ka doosra nirnay tha. March mein pehli jury ne paaya tha ki Farmers ne apna bima anubandh toda aur company ke dhokhadhadi ke aarop ko kharij kar diya. October ki jury ko ek alag sawal ka jawab dena tha: kya Farmers ne badniyati se kaam kiya, aur inkaar se kya nuksaan hua.
Ek policy, ek mrityu aur ek inkaar
Farmers New World Life Insurance ne sweekar kiya ki usne 28 November 2018 ko Jose Gaytan ko ek policy jaari ki thi, jismein unki patni Ramos akeli pramukh labhbhogi thiin. Gaytan aur Ramos ne 10 bachchon ka mishrit parivaar paala aur Omaha mein ek paarivaarik vyavsaay chalaya, aur 350,000 dollar ki policy ka maksad unki mrityu par unki aay ki jagah lena tha. Pesek Law ke unke vakilon ke anusaar premium lagbhag 800 dollar prati maah tha.
May 2020 mein dampati ke sabse chhote bachche ka janm hua. Usi maah Gaytan COVID-19 se aspatal mein bharti hue aur 31 May 2020 ko unki mrityu ho gayi. Farmers ne September 2020 mein daava aswikar kar diya, yah kehte hue ki Gaytan ne policy jaari hone se pehle usi August mein hue dil ke daure, myocardial infarction, ka khulasa nahi kiya tha. Labh ke bajay company ne Ramos ko policy par diye gaye premium ki vaapsi ke liye 17,360.87 dollar ka check bheja. Unhone use bhunaya nahi.
Unke vakilon ne tark diya ki bima company ke paas jaankari thi jis par usne kaam na karna chuna. Gaytan ne usi August mein apne bima agent ko apne aspatal bharti ke baare mein sandesh bheja tha, aur ek chikitsa prashnavali mein, jismein poochha gaya tha ki kya unka ilaaj hua, ve aspatal mein rahe ya unhone uchch raktchaap, uchch cholesterol ya dil ke daure sahit kai samasyaon ke liye davai li, unhone haan mein jawab diya tha. Kanooni team ne tark diya ki agent ne aavedan mein galat jawab bhare aur Farmers ne us jaankari ko nazarandaaz kiya jis par coverage manzoor karne aur premium lene se pehle aur jaanch honi chahiye thi. Farmers ne apna paksh rakha ki uski jaanch daava aswikar karne ka uchit aadhaar samarthit karti thi.
Apeel mein palta, phir do jury
Zila nyayadhish Katie Benson ne shuru mein Farmers ke paksh mein saransh faisala diya tha. December 2024 mein Nebraska Court of Appeals ne use palat diya aur anubandh ullanghan aur badniyati ke daavon ko jury ke liye zila adalat mein wapas bhej diya, yah kehte hue ki Farmers yah sthapit nahi kar paaya ki Gaytan ka iraada company ko dhokha dene ka tha aur jury ke liye tathyon ke asli sawal bache the.
March ki jury ne 350,000 dollar ka policy labh diya. October ki sunvai mein pramaanon ne inkaar aur faisalon ke beech ke varshon ka varnan kiya: Ramos ne parivaar se udhaar liya, unki maan bachchon ki dekhbhaal mein madad ke liye ghar aa gayin, Gaytan ka truck zabt ho gaya, aur unke bete ne parivaarik vyavsaay mein badi zimmedaariyan lene ke liye apni yojnaayein chhod dein.
"Suraksha ka vaada toda nahi jana chahiye", vakil Ross Pesek ne, jinhone Alejandra Ayotitla ke saath Ramos ka pratinidhitva kiya, jury se kaha. Apne antim tark mein unhone mamle ki tulna David aur Goliath se ki aur kaha ki faisala anubandh par nahi, nuksaan par aadhaarit tha. "Ek pal hai jisse Goliath bhi darta hai. Yah wahi pal hai. Yah jury ke kaaran jawabdehi hai", unhone kaha.
Farmers ke vakil Quinn Eaton ne faisale par tippani ke anurodh ka jawab nahi diya, Newsbank dwara vitarit sunvai ki report ke anusaar. Mamla Ramos banaam Farmers New World Life Insurance, Douglas County mamla CI 22-2057 hai.
Srot
Insurance News Net (Newsbank): Jury finds insurance company acted in bad faith, awards Nebraska woman $11.3M Pesek Law: A Promise to Protect Should Not Be Broken, $11.3 Million Verdict Pesek Law release via EIN Presswire
टाइमलाइन
- Nov 28, 2018Farmers New World Life Insurance Omaha ke Jose Gaytan ko 350,000 dollar ki jeevan bima policy jaari karta hai, jismein unki patni Vaneza Ramos akeli pramukh labhbhogi hain.
- May 31, 2020Dampati ke sabse chhote bachche ke janm ke kuchh hafte baad Gaytan ki Omaha mein COVID-19 se mrityu ho jati hai.
- Sep 2020Farmers Ramos ka daava aswikar karta hai, yah kehte hue ki Gaytan ne pichhle dil ke daure ka khulasa nahi kiya, aur premium lautaate hue 17,360.87 dollar ka check bhejta hai. Ve use bhunati nahi hain.
- Dec 2024Nebraska Court of Appeals Farmers ke paksh ke saransh faisale ko palat deta hai aur anubandh ullanghan aur badniyati ke daavon ko jury ke liye zila adalat mein wapas bhejta hai.
- Mar 2026Douglas County ki pehli jury paati hai ki Farmers ne bima anubandh toda, dhokhadhadi ke aarop ko kharij karti hai, aur 350,000 dollar ka policy labh deti hai.
- Oct 16, 2026Douglas County ki doosri jury paati hai ki Farmers ne badniyati se kaam kiya aur inkaar se hue nuksaan ke liye Ramos ko 11.3 million dollar ka harjana deti hai.